Financial Planning

“Comprehensive Tax Planning is far more than Income Tax Planning.”

Every year, your Accountant helps with your taxes. But do they really know your big financial dreams? Like paying for your kids’ college or preparing for retirement? Have they suggested ways to make your investments more tax-efficient?

As part of your complete financial strategy, Dhyan Stock Broking Pvt. Ltd. will examine your current tax plans and offer better options to reduce taxes and boost your money. We’ll work on integrating your tax strategy with your estate, retirement, or business plans – that’s where we excel.

But it’s not just about quick fixes. We understand life changes, so we’ll provide ongoing support to keep your Financial Plan on track and help you achieve your long-term goals.

At Dhyan Stock Broking Pvt. Ltd., we craft customized investment portfolios by actively listening to you to understand your financial requirements, goals, tax situation, and time horizons. What sets us apart is our meticulous risk assessment process, which helps determine your comfort level with risk. The resulting investment portfolio is tailored to match your risk tolerance.

Our investment portfolios are meticulously structured to deliver consistent performance across various economic and market conditions. We achieve this by diversifying investments across different assets, sectors, regions, and managers, a technique known as strategic asset allocation. This approach optimizes potential returns by harmoniously distributing your capital among various investments.

To ensure that your investment strategy remains on track, our portfolios are regularly rebalanced, and we conduct periodic client reviews. We take pride in dedicating quality time to meet with you face-to-face, providing detailed explanations of our investment philosophy, and sharing your personalized investment strategy report.


Adequate insurance coverage is a crucial component of any solid financial plan. Dhyan Stock Broking Pvt. Ltd. can support you in addressing your individual, estate, and business insurance requirements. This includes offering guidance on life insurance as well as property and casualty insurance. Our objective approach enables you to efficiently identify and manage risks, reduce expenses, and maximize returns.

Property and Casualty Insurance Evaluation:
Dhyan Stock Broking Pvt. Ltd. will partner with you and your advisors to gather information about your current insurance policies and assess your existing coverage to identify any gaps and recommend enhancements where needed.

Estate planning involves creating a clear strategy for managing your wealth while you’re alive and distributing it after your passing. These assets can be individually or jointly owned. Estate planning encompasses safeguarding and distributing your assets during your lifetime and upon your demise. It serves to achieve your personal and family goals, simplify the management of your financial and legal matters, and minimize taxes if your estate is substantial enough to warrant tax considerations. When we mention an estate, we’re referring to all assets you own, regardless of their value, including real estate, business interests, investments, insurance benefits, personal belongings, and even personal effects. An “estate plan” generally outlines how your estate is transferred to your loved ones after your passing. Estate planning can be accomplished through various methods, such as:

• Revocable Living Trusts
• Last Will and Testament / Probate
• Lifetime Gifting
• Joint Ownership
• Beneficiary Designations
• Life Estates

Challenges often arise when these methods aren’t coordinated effectively. With a well-crafted estate plan, you can ensure that your estate goes to the intended recipients at the right time and in the manner you’ve chosen. This safeguards your family from the public and costly probate process. However, it’s essential to be informed about the diverse estate planning options available and to select your estate planner wisely. We aim to provide you with the confidence to make informed decisions and guide you in preserving your family’s future. Dhyan Stock Broking Pvt. Ltd. is here to support you in this important endeavor.